4/20/12

Requirements of the e-bank

Requirements of the e-bank
3-1 technical infrastructure: -

Stands at the forefront of the requirements of electronic banking and peek any technical projects, technical infrastructure, and infrastructure technology for banks online is not and can not be isolated from the structures of Communications and Information Technology infrastructure of the state and various sectors ICT) infrastructure) so that the electronic banking live in an environment of e-business and e-commerce , and the requirement the President to ensure e-business success but also to ensure safe entry and smooth to the information age, the era of knowledge economy, is communication, as far as the efficiency of infrastructure, and safety policies, market communication, specifically the pricing policies for the exchange of services linked to the Internet, there is no live network and their business without growing number of subscribers, which impedes them - in the Arab world in particular - the cost of communications, which although it has seen a reduction in some Arab countries but they are not as well as in all, this issue may represent the most important challenge in front of building electronic banking and require intervention collectively to lift all restrictions facing the increasing use of the network.

Also, the effectiveness and safety of structures communication is based on the safety management investment, and accuracy of standards and compatibility International, and the efficiency and effectiveness of legal regulation of the telecommunications sector, and as far as prevailing standards of proper handling of these elements is achieved to provide the most important foundation for electronic commerce, but also for building strong to deal with the information age.

The second element of the building infrastructure is information technology, in terms of hardware, software, solutions and human resources trained and functions professional, and this pillar existence, continuity and competition, is no longer money alone requirement the President, but strategies to adapt to the requirements and safety programs and systems in place to ensure the dissemination of technology in an organized and effective and to ensure optimal use and the proper means of technology.

As for the elements of the strategy building infrastructure in the field of communications and information technology, we feel it is to define the priorities and purposes of the development of the telecommunications market in the state, and harmonize the goal of access to world markets with the needs of the development of technologies to private companies, and marketing policies, service and organizational to be adopted to ensure competition in the telecommunications market and to ensure the attraction investments in this sector, and the organization of the obligations of service providers with the standards and specifications of distinguished service, first and foremost criteria for safety and security of the exchange of information and confidentiality and privacy of the participants, and provide the legal framework is clear that determines the obligations on the parties to the relationship, and finally determine the scope of government intervention and determine the priorities of support and should be the object of encouraging investment by the state.The availability of public infrastructure remain insufficient without building projects infrastructure private facilities banking, a trend that working on the banks seriously, and limit ourselves in this place by saying that the element of excellence is to realize the future evolution of technology and the provision of structures and software solutions allow to continue to deal with Fotouh new technology comprises exclusive means performers narrow and not a question of money but plans sound and distinctive competencies of management see the future more than what you see today do not feel as Balzho accomplish as much as you feel the weight of responsibility to stay within the discerning.
Efficiency Performing 3-2 are consistent with the era of technology: -This efficiency is based on understanding the needs of performance and communication training and qualifying, and most importantly, be extended to the efficient performance of all professional, financial, marketing, legal, advisory and administrative activity related to electronic banking.
3-3, continuity and development of interactive Updates: -The lead element (D, continuity and diversity;) on many elements of the requirements for building electronic banking and excellence, Valjmoud and waiting for the others did not agree with the pick up opportunities for excellence, noted researcher Arab to Arab banks do not tend always towards entrepreneurship in the storming of the new, it was waiting for the performance of others, and may be justified fear on the shareholders' money and pass the risk, which is important and necessary, but it is not an obstacle to entrepreneurship, and equally does not mean the pilot in the storming of the new rush to deal with planning and preparation of the new kit, but it definitely requires speed to accomplish this.
3-4 interaction with the variables of the technical tools and strategies, administrative and financial: -Interactive and not be in dealing with the new structures only, or with only technical, but with modern ideas and theories in the fields of performance art and marketing, financial and service, those ideas that come Walid creative thinking and not the result of stereotyped thinking.
3-5 control neutral evaluation: -That one of the elements of success are able to rely for objective evaluation, hence the majority of sites set up electronic banking points of advice in the disciplines of technical, marketing and electronic publishing of law and to evaluate the effectiveness and the performance of their sites. Should be wary of reliance on a trap number of visitors to the site as an indicator of success, as there is a general understanding that many of the success of the guide visit the site, but it is not always the case, and that was a real indicator of the integrity of the development site on the search engines and the safety of advertising and promotional plans.

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